What insurance do caterers need?
While we understand every catering business is different, it is important to have the essentials of catering public liability insurance in place to protect your business and for its future success. Any catering business will know that working with food can be a risky business and that you can be liable for a range of risks from food poisoning, burns, slips, trips and damage from your premises, whether that is a catering van or a marquee. As catering can be fluid industry, we understand it’s important to give you flexibility within your insurance options. Depending on the season, you may need to add workers to your team which will mean a level of employers’ liability may be required at certain times during the year. At Compare Insurance, we will help you to add aspects to your existing policy package with ease. Other aspects may include catering equipment cover, to help your business to keep running in the event of damage to your equipment and machinery. You can also add hire equipment cover so that you pay for damage or replacement should an accident or mishap occur.